Researching Pet Insurance
If you decide to invite a pet into the family, the question of pet insurance will come up. Do you need insurance or don't you? How do you decide?
You'll need reliable resources to help you educate yourself in order to make an informed decision. Here are a few.
Consumer Reports.
The Toronto Public Library subscribes to the Consumer Reports on-line and it can be accessed through the Library's website with a Toronto Public Library card. For example, it includes a short article that addresses a basic question - not so much "which insurance should I choose?", but "should I buy pet insurance at all?" The four companies that it analyzes are American, but the principles that you need to apply remain the same.
This is an Internet gateway to insurance information, which has a great section on consumer information regarding pet insurance.
Article Databases.
The Library has many online databases which include articles that can help you learn about things to look out for when choosing insurance.
Talk to people who own pets.
Find out how much regular veterinary checkups and shots cost. Get an idea of what emergency services charge. Ask them what they have done about pet insurance, and if they are happy with their decision.
Don't put off making a decision about pet insurance. Whether you decide to invest in it or not, the investigation and research surrounding the decision are well worth the effort.
Note: "Researching Pet Insurance" has been revised since its original posting.
2 thoughts on “Researching Pet Insurance”
After spending a Sunday afternoon in a pet emergency hospital after our cat was bitten by a stray cat and hearing some of the heart breaking and wallet busting stories of pet owners ahead of us we decided to get pet insurance for our then 12 year old kitty. Suffice it to say in the next almost 4 years he graced us with his presence we learned some hard and costly lessons about pet insurance.
Without naming names I would simply advise anyone who considers it to examine the fine print extremely thoroughly, look at the deductibles, pre-conditions and on and on and on. For emergencies like surgeries etc. it can be a real blessing both knowing you have it and for your wallet but for old age diseases we found out that once our pet was treated, the next and subsequent years he was not covered for that condition because each year’s renewal was like a new policy and they did not cover pre existing conditions and for pets over 10 years old the annual cost grows expotentially. It really can be a tough decision but one that requires a lot of fine print reading and evaluation.
Hi Everyone! Thank you for the ideas, I had a nice time reading everything and it helped me a lot !!
Check these sites :http://www.finance-legal.com/
Hope this will help you
Have a nice day !!