Raya

Greening your Office

April 13, 2015 | Raya | Comments (4)

  (image courtesy of Wikimedia Commons) With Earth Day approaching it might be a good time to take a look at how "green" we are at work.  Whether you're an employee or own your business, sharing your eco-values at work can encourage others to get involved. Why not start a "Green Team" by recruiting employees […]

A brief history of the automobile industry

March 23, 2015 | Raya | Comments (0)

  (image courtesy of Wikipedia) In 1769, French inventor Nicholas-Joseph Cugnot built a three-wheeled steamer (see above image) to help the French army haul artillery pieces. Although his contraption was considered to be too slow and impractical, Cugnot is still regarded as the creator of the first motorized road vehicle. In 1805, Oliver Evans, who […]

Managing your debt

March 2, 2015 | Raya | Comments (0)

Reducing your debt doesn't have to be painful, but you will need a strategy to get started. Most importantly you will need to make small changes to your spending, borrowing and saving habits. Here are a few ways to take control of your debt: Make a budget Preparing a budget will allow you to take […]

Keep calm and do your taxes

February 14, 2015 | Raya | Comments (0)

(image courtesy of KeepCalmStudio.com) Tax season is quickly approaching and so is that inevitable sense of dread we always feel at this time of year. But by being organized and doing a bit of research ahead of time you can make the filing process a breeze. Here are a few steps you can’take that will […]

Easy financial resolutions for the new year

January 19, 2015 | Raya | Comments (0)

  (photo courtesy of workhoppers.com) Fidelity Investment's sixth annual New Year Financial Resolutions Study found that only 31% of people considered making a financial resolution this year, compared with 43% a year ago. Among those considering financial resolutions, three resolutions remained consistent: save more, pay off debt and spend less. The survey also revealed that […]

Best Business Books of 2014

December 29, 2014 | Raya | Comments (0)

Are you interested in starting your own business? Do you want to improve how you run your business? Do you want to know how Pixar has been able to dominate the world of animation? Or are you looking to get better returns on your investments? You can find the answers to all of these questions […]

6 tips to avoid holiday debt

December 8, 2014 | Raya | Comments (0)

    image courtesy of festivalsadvices.com This can be a pricey time of year but by planning ahead you can avoid a financial hangover come the new year. Author and financial expert Gail Vaz-Oxlade has come up with a few financial tips that will take the stress out of shopping and help you stay within […]

Talk to me: Discussing finances with your aging paren'ts

November 22, 2014 | Raya | Comments (0)

  (photo courtesy of http://www.outofajam.net) Many people find it difficult talking about finances with their aging paren’ts, who would prefer to keep such information secret, even from their kids. But delaying this discussion can have unfortunate consequences especially when there is a crisis according to Carolyn Rosenblatt, mediator at AgingParen’ts.com. She suggests a few ways […]

The burger kings

October 27, 2014 | Raya | Comments (0)

    (photo credit: flickr) Everybody loves hamburgers! What's not to like? They come in all shapes and sizes from veggie, to turkey to the beloved beef burger. Last month In-N-Out Burger of California fame set up a "one day only" pop-up shop at Jarvis and Wellesley in Toronto. Hundreds of burger-lovers lined up early […]

Financing your business

October 6, 2014 | Raya | Comments (2)

Starting or growing a small business takes planning, hard work and money to make it happen. So how much money do you think you will need to start your business? Some typical startup costs involve purchasing office supplies, furniture, equipment and machinery, legal fees, permits and licenses just to mention a few. But a lack […]