Raya

Budgeting for Post-secondary Students

September 11, 2016 | Raya | Comments (2)

Starting college or university is stressful enough without having to worry about money too. Dealing with exams, papers, classes and work doesn't leave much room to think about your finances. However, by creating a budget you can make your life less stressful. A budget shows you how much money is coming in and what goes […]

The Road to Early Retirement

August 11, 2016 | Raya | Comments (0)

    Let's face it, we all dream of retiring early and enjoying the fruits of our labour. Be it at age 35, 40 or 50, retiring early requires essentially the same kind of planning. According to Bryan Borzykowski, personal finance writer and editor, retiring early isn't nearly as difficult as we think. With some […]

The Iron Road

July 11, 2016 | Raya | Comments (0)

                                     (image courtesy of truewestmagazine.com) In 1835 construction began on Canada's first railway from Saint Jean, Quebec to La Prairie, Quebec and was called the Champlain and St. Lawrence railroad. Soon, numerous other rail lines were built: the St. Lawrence and Atlantic Railroad connecting Portland, Maine to Montreal; The Great Western Railway, which ran from […]

Business Beach Reads

June 11, 2016 | Raya | Comments (0)

  (image courtesy of http://www.freeimages.com) Summer is finally here, and as we pack our things for the cottage and the beach, why not bring along a business book? Now, if you think that finding a great business book to read while away on vacation is too difficult, think again! The business book genre offers unique […]

Albert Lasker: The Father of Modern Advertising

August 15, 2015 | Raya | Comments (0)

(image courtesy of wikipedia) Albert Davis Lasker was born in 1880 in Freiburg, Germany. His family moved to the United States when he was a child and at the age of twelve he published "The Galveston Free Press", a four-page weekly, he wrote himself. He sold advertising space to local dentists and grocers netting him […]

Condominium law and administration

June 15, 2015 | Raya | Comments (0)

  If you are thinking of buying, selling or investing in condominiums and are looking for legal information on various aspects of condominium ownership such as conveyancing, development, condominium management or corporate governance, whether inside or outside of Ontario, then the Toronto Public Library has the information you need. Condominium law and administration is an […]

How to be an Exceptional Leader

June 15, 2015 | Raya | Comments (2)

(image courtesy of commons.wikimedia.org) In a recent Entrepreneur.com article, Travis Bradbury, co-author of Emotional Intelligence 2.0, talks about qualities that every leader should possess. Although many people just seem to be natural leaders, everyone can learn what it takes to be an effective leader. Here are some characteristics that Bradbury says are found in good […]

Value Line: One stop shopping for investors

June 3, 2015 | Raya | Comments (0)

  After the market crash of 1929 and subsequent bear market in 1931 wiped out his mother's savings, Arnold Bernhard, a former analyst with Moody's Investors Service, realized that a standard was needed that would signal when stocks were overvalued and when they were undervalued. So, in 1931 he founded Value Line and became known […]

Boomers & Beyond Series: Building a Retirement Income Plan that Works

May 25, 2015 | Raya | Comments (0)

A generation ago you could expect to work for one company your entire life. At the end of that career you may or may not have received a gold watch, but you probably did get a pension plan to last the length of your retirement. Today those pension plans are largely a thing of the […]

History of Accounting

May 4, 2015 | Raya | Comments (0)

(photo courtesy of http://www.cs.berkeley.edu/~pattrsn/venice.html) The need to keep accounting records can be traced back more than 5,300 years ago in the meticulous records of the ancient Egyptian bookkeepers who kept track of goods in royal storehouses. Historians believe this ancient record-keeping was the basis of the invention of writing and numbers. However, the fathers of […]